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Report of Condition
West Texas State Bank
As of Period Ending 12/31/2015
          Dollar Amounts in Thousands
Cash and balances due from depository institutions:
Non-interest-bearing balances and currency and coin 10,136
Interest-bearing balances       46,834
Held-to-maturity securities       4,690
Available-for-sale securities       74,015
Federal funds sold         6,645
Securities purchased under agreements to resell   0
Loans and lease financing receivables:
Loans and leases held for sale       0
Loans and leases, net of unearned income   255,929
Less: Allowance for loan and lease losses   8,038
Loans and leases, net of unearned income and allowance 247,891
Trading Assets         6,362
Premises and Fixed Assets         4,252
Other Real Estate Owned         4,040
Investments in unconsolidated subsidiaries and associated companies 294
Customers' liability to this bank on acceptances outstanding   0
Intangible assets:
Goodwill           370
Other intangible assets         172
Other assets           13,538
Total Assets           419,239
In domestic offices           374,873
Non-interest bearing       216,130
Interesting bearing       158,744
Federal funds purchased           0
Securities sold under agreements to repurchase       0
Trading liabilities           0
Other borrowed money (includes mortgage indebtedness and obligations under capitalized leases) 0
Bank's liability on acceptance executed and outstanding     0
Subordinated notes and debentures         0
Other liabilities           2,510
Total liabilities           377,383
Minority interest in consolidated subsidiaries       0
Equity Capital
Perpetual preferred stock and related surpluss       0
Common stock           1,000
Surplus (exclude all surplus related to preferred stock)     15,000
Retained earnings           26,569
Accumulated other comprehensive income       (713)
Other equity capital components       0
Total bank equity capital         41,856
Minority interest in consolidated subsidiaries           0
Total equity capital           41,856
Total liabilities, minority interest, and equity capital     419,239

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